Stop Taxing the Life Out of Marriage

Abby McCloskey, Dallas Morning News, April 15, 2024

“Leave it to the government to discourage marriage. Especially when marriage rates are already cratering.

As families around the country file taxes this month, they might not realize that often their marriage leads to higher taxes than if they were single. These penalties range from light to heavy, depending on their household income, number of children, and whether both or only one spouse works.

A recent study by the Atlanta Fed found that the average lifetime net marriage tax is 2.69%. The rate rises to 3.71% on the lowest income bracket (earning up to $26,000 a year) and falls to 1.49% for the highest bracket (earning more than $103,100 a year). Notice that the average marriage penalty imposed on people with low incomes is roughly twice that incurred by the rich.

This might not sound like much, a few percentage points here and there. But for low-income women, this nets out to losing $60,000 over a lifetime, according to the Fed. Put another way, this is the equivalent of wiping out four years of full time work at the federal minimum wage level for a mom who says “I do.”